Terms & Conditions

Risto Consultancy, LLC
Farmington, Minnesota, USA

Last Updated: March 2026

1. Introduction

These Terms & Conditions govern your access to and use of the services, website, materials, and deliverables provided by Risto Consultancy, LLC, a Minnesota-registered business consultancy located in Farmington, MN. By engaging our services or accessing our website, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, you should not use our services.

2. Scope of Services

Risto Consultancy, LLC provides business consulting, compliance documentation, training system development, policy design, and related advisory services

  • All services are delivered based on professional judgment, available information, and client-provided context.
  • Recommendations are advisory in nature; implementation decisions remain the responsibility of the client.
  • Outcomes may vary depending on internal execution, regulatory changes, and market conditions.

3. Engagement & Payment Terms

3.1 Engagement

Before services begin, the parties will agree on:

  • Scope of work
  • Deliverables
  • Timelines
  • Fees and payment schedule

Work begins only after written confirmation (email or signed agreement).

3.2 Payment

  • Invoices are due upon receipt unless otherwise stated.
  • Late payments may result in suspension of services
  • Fees do not include third-party costs unless explicitly stated.
  • All fees are non-refundable once work has commenced.

3.3 Cancellation

Either party may terminate the engagement with written notice

Clients remain responsible for payment of all completed work and work in progress up to the termination date.

4. Client Responsibilities

Clients agree to:

  • Provide accurate, timely information required for service delivery
  • Review drafts and deliverables promptly
  • Ensure internal compliance with applicable laws and regulations

Risto Consultancy is not responsible for delays caused by incomplete or inaccurate client information.

5. Intellectual Property

Unless otherwise agreed in writing:

  • All templates, frameworks, training materials, policies, and deliverables created by Risto Consultancy remain our intellectual property.
  • Clients receive a non-exclusive, non-transferable license to use deliverables for internal business purposes only.
  • Reproduction, resale, redistribution, or publication without written permission is prohibited.

6. Confidentiality

6.1 Consultant Obligations

We treat all client information as confidential and will not disclose it to third parties except:

  • With client consent
  • When required by law
  • To subcontractors bound by confidentiality obligations

6.2 Client Obligations

Clients agree to maintain confidentiality of proprietary materials, methodologies, and internal documents provided by Risto Consultancy.

Confidentiality obligations survive the end of the engagement.

7. Data Protection & Privacy

Risto Consultancy complies with:

  • Minnesota state privacy requirements
  • Applicable U.S. data protection laws
  • Kenya Data Protection Act (for Kenya-based clients)

We do not sell or share client data with third parties for marketing purposes.

8. Limitation of Liability

To the fullest extent permitted by Minnesota law:

  • Risto Consultancy is not liable for indirect, incidental, or consequential damages.
  • Our total liability for any claim is limited to the amount paid by the client for the specific service giving rise to the claim.
  • Clients retain full responsibility for business decisions, regulatory compliance, and implementation of recommendations.

9. Use of Website & Digital Materials

By accessing our website or digital platforms, you agree to:

  • Use content lawfully
  • Not attempt to disrupt website functionality
  • Not copy or misuse proprietary materials

External links on our website are provided for convenience; we are not responsible for third-party content.

10. Third-Party Services

If a project requires third-party tools, software, or services:

  • The client is responsible for associated costs
  • Risto Consultancy is not liable for third-party performance or availability

11. Amendments

Risto Consultancy may update these Terms at any time. Revised Terms become effective upon publication on our website or upon written notice to clients

Risto Consultancy may update these Terms at any time. Revised Terms become effective upon publication on our website or upon written notice to clients

12. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles.

Any disputes shall be resolved in the appropriate courts located in Dakota County, Minnesota.

13. Contact Information

Risto Consultancy, LLC